Pure Financial Advisors Services

Pure Financial Advisors offers a comprehensive range of financial services. Our recommendations are always driven by what we believe to be in your best interest, based on the information you provide.

Services include:

One of the important differences of Pure Financial Advisors is that we make your financial plan central to our process. Many of our competitors use the financial plan as a way of discovering your assets and identifying product sales opportunities. After the opportunities are identified, the actual plan is forgotten or abandoned.

With Pure Financial Advisors, the financial plan is our primary service. We create a plan for you that is dynamic and designed to grow and evolve as a representation of you. Your plan is a combination of your assets, liabilities, risk tolerance, goals, objectives, time horizons, and your financial attitudes. You can feel confident that your qualified planner always has an accurate and current profile of you. This includes coordinated access to all important financial data and documents, professional and financial motivation to do what's in your best interest, a legal fiduciary liability to do what's in your best interest and the technology to coordinate your financial, tax and legal advisors into a comprehensive financial plan.

The Pure Financial Assessment is an objective evaluation and assessment of a focused area of your finances. The process begins with a general snapshot of your financial situation. We then help you clarify your main area of concern and provide the resources to develop a general assessment of your situation with potential options to achieve improvements. Typical areas of focus may be cash flow management and forecasting, portfolio risk profiling, real estate strategies, tax planning or estate concerns. Depending on the focus of the assessment, we may utilize CPAs, Attorneys, Asset Managers, as well as our CFP board certified planners. This service is not a comprehensive plan and is not available for complex financial issues requiring more than six hours of planner time. Fees for this service may be used as credits toward a Foundation Financial Plan.

Pure Financial Advisors offers Second Opinion, an objective, no-obligation evaluation of a broker recommendation, your existing plan, a financial product or a specific financial situation. You needn't be a client to take advantage. The service is not available for complex financial issues.

Pure Financial Advisors Asset Management is a fee-only service, no commissions are accepted for any securities transactions from any source. When your investment portfolio is managed by Pure Financial Advisors, Inc., you are assured that your money is managed using a prudent management process designed and monitored by our distinguished investment committee. All investment portfolios are managed as per the investment policy statement (IPS) produced for you during the planning process. The quarterly fee for managing your assets is collected quarterly, reported to you in writing and will create "SAVER" credits. "SAVER" credits can be used to offset up to 100% of your implementation package fees that may include your CPA, Attorney, CFP Advisor, personal encrypted website, coordination of professionals, continued planning and more.

Click here for more information on Pure Asset Management

If your Pure Financial Advisors representative identifies a need for insurance products or suggests that you shop for quotes to increase the value of existing insurance plans, you have options. You can go to the open market for competitive quotes, request quotes from Pure Insurance Services, or do both.* If you choose to implement insurance products through Pure Insurance Services, any commission revenue received will be reported to you in writing and used to offset your implementation package fees for that year.

*Insurance products through Pure Insurance Services, Inc. California License Number 0F82095